Service-public's response: “Since scooters are considered by the Insurance Code to be a land motor vehicle (VTM), like cars or motorcycles, you must be insured at least in civil liability.”

The regulations provide for a liability insurance obligation to guarantee the damage that you may cause to third parties when using your scooter.

In addition to civil liability, the personal guarantee of the driver (or individual accident) is strongly recommended. It helps cover personal injury that you may suffer (fall or traffic accident). Depending on the contract, it may be included with civil liability or taken out as an option.

You can also extend your coverage for accidental damage to the vehicle, after calculating the value of the scooter and the amount of reimbursement offered, taking into account the deductibles, the age and the price of the option.

Your home insurance can cover the theft of the scooter (often in your home, but sometimes also outside).