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Higher education
State-backed student loan: a credit to finance your studies without having to provide a deposit
Publié le null - Directorate for Legal and Administrative Information (Prime Minister)
Do you need funding to start or continue your post-secondary studies? Want to apply for a student loan at a bank and you don't have a family deposit? To finance your studies, you can use a student loan with a government guarantee. It is not subject to resource requirements. Under the France Relance plan, the credit ceiling so far is equal to €15,000 has been raised to €20,000. The loan is available from May to September, in anticipation of the next academic year. Don't delay!
What are the conditions?
To qualify for the government-guaranteed student loan you must be:
- at least 18 and not more than 28 years of age;
- of French nationality or a national of a country of the European Economic Area (EEA) ;
- student enrolled in a higher education institution in France to prepare a degree in French higher education (university, business school, engineering school, high school for BTS...)
What are the features?
The government-guaranteed student loan meets the following characteristics:
- it shall be accessible without personal security or means test;
- no parental or third-party guarantees;
- a maximum amount of €20,000 ;
- a minimum duration of 2 years.
Please note
To understand everything about this device, you can consult our information sheet State-guaranteed student loan.
FYI
Consider applying as soon as possible: there are limits to the number of government-guaranteed student loans granted per year.
Additional topics
Ministry of Economy
Ministry of Higher Education, Research and Innovation
Agenda
Plateforme Mon Master
Du 4 juin au 31 juil. 2024
Publié le 06 juin 2024