School insurance: is it mandatory?

Insurance is optional for all compulsory school activities, i.e. those included in the pupil's schedule. Example: a trip to the swimming pool or the gym.

However, it is mandatory if your child:

• participates in optional activities organized by the establishment: visit of a museum, language stay, discovery classes...
• frequents the canteen;
• participates in activities organized by the municipalities after school time (supervised studies, cultural or sports activities).

School insurance covers both damage caused by the child (civil liability) and damage that the child may suffer (personal accident insurance).

For more details on the guarantees covered and how to subscribe to school insurance, see our factsheet What is the purpose of school insurance?