This page has been automatically translated. Please refer to the page in French if needed.
Savings
From 1 June 2022
More transparent RIP and life insurance management fees as of June 1, 2022
Publié le null - Directorate for Legal and Administrative Information (Prime Minister)
Are you wondering about the management fees charged to your retirement savings plan (RIP) or life insurance contract? Do you want to compare different proposals before subscribing? From 1er In June 2022, producers and distributors of these savings products will be required to post the fees on their websites, following a standard table established under a joint agreement, under the aegis of the Ministry of Economy.
A standard table grouping fees by category will thus be put online, at 1er June 2022, on the website of each REP or life insurance producer. This table will present information by identical categories, so that subscribers can know and compare the entrance fees, the annual fees (depending on the type of fund and management...), and one-off (arbitration, exit, transfer to another contract...).
This table is the result of an agreement between producers and distributors of PERs and life insurance contracts, signed on 2 February 2022 at the instigation of the Ministry of Economy. A report by the Financial Sector Advisory Committee pointed to numerous and unreadable charges, and consumers were calling for price transparency in the new RIP, which was extended to cover life insurance contracts.
FYI
The retirement savings plan introduced by the PACTE Act of 22 May 2019 replaces the other solutions previously developed: popular retirement savings plan (PERP), Madelin contract (for the self-employed and the liberal professions), group retirement savings plan (PERCO) or retirement savings contract rule 83 offered by the companies. Contracts signed in advance remain valid.
Please note
Official, free and updated weekly, a bank rate comparator (account keeping fees, credit transfers, direct debits, bank card prices...) charged by about 150 credit institutions is available.
Additional topics
Service-Public.fr
Service-Public.fr
Ministry of Economy
Agenda
Aide au logement
À partir du 8 juil. 2024
Publié le 24 juin 2024
Plateforme Mon Master
Du 4 juin au 31 juil. 2024
Publié le 06 juin 2024
Lycéens
À partir du 1 sept. 2024
Publié le 23 mai 2024
Collégiens
À partir du 1 sept. 2024
Publié le 22 mai 2024