These first two decrees (2023-435 and 2023-436), among the 31 planned for the reform, set out the detailed rules for the application of Articles 10, 11 and 17 of the Law on the Amending Financing of Social Security for 2023. They relate ‘on the one hand to the gradual increase in the age of eligibility for retirement from 62 to 64 years and to the acceleration in the rate of increase in the period of insurance required for the full rate, and, on the other hand, to early departures, particularly in the case of long careers and on the grounds of disability’, the Government states.

Raising the age of pension entitlement

For insured persons subject to the common rule, the age is currently 62. It is increased to 62 years and 3 months for persons born between 1^er September 1961 and December 31, 1961, and must increase by one quarter per year of birth, i.e. 64 years for persons born from 1^er january 1968.

The deferral also concerns persons benefiting from exemptions. Officials engaged in arduous or dangerous occupations falling within the categories ‘ super-active and " active ' the minimum age of which will be increased by:

• 52 to 54 years of age for the first category (police officers, sewers, prison staff, etc.);
• 57 to 59 years for the second category (nursing assistants, etc.).

Long Careers

The decrees also overhaul the “long career” scheme that allows people who start working young to leave earlier. The reform provides for 4 pensionable ages, as opposed to 2 today (provided you have contributed a sufficient number of quarters)

• 58 if you started working at 16;
• 60 years if you started working at 18;
• 62 if you started working at 20;
• 63 if you started working at 21.

Insured persons with disabilities

The rules on insured persons with disabilities are clarified, with a departure at 55 years and a relaxation of the conditions for departure as such. The necessary insurance period does not increase and the double condition of quarter validated and contributed is deleted in favor of maintaining the sole condition of quarters contributed. The decree introduces the creation of a retirement age of 62 for unfit and disabled insured persons.

Accident at work The pension scheme for permanent incapacity has been adapted to enable self-employed workers who have taken out individual voluntary insurance (AT/MP) to access it.

To learn more as the pension reform is implemented, you can consult the Service-Public.fr How to find out about your retirement?