The guarantee recourse of neighbors and third parties or warranty civil liability housing is used to compensate your neighbors or third parties for damage caused by a disaster in your home (fire) or by an element of your home (tree fall, wall fall).

The insurer will be able to compensate the victims on your behalf, up to the maximum limit set out in the contract.

However, this warranty does not cover your property.

The guarantee recourse of neighbors and third parties is almost always offered at the same time as the rental risk guarantee, but the 2 insurances must be taken out separately.

It is often included in the contract multi-risk housing.

The school liability guarantee is used to repair damage caused to third parties by your child in the school setting.

This guarantee can be purchased from the insurer where you purchased the home insurance.

The Electric Damage Warranty compensates you for damage to your devices caused by an electrical incident: lightning, overvoltage, short circuit, etc.

The theft guarantee allows you to be compensated for theft in your home, not only for the loss of stolen items, but also for damage and vandalism committed during the theft.

The Home Support Warranty allows you to receive support and babysitting at certain events set forth in the contract. For example, as a result of a burglary.

The guarantee legal protection allows you to benefit from the coverage of your defense costs or legal services in the event of disputes related to your home.