Official's pension insurance period
Verified 05 January 2024 - Legal and Administrative Information Directorate (Prime Minister)
The amount of your pension depends in particular on your pension insurance period. The duration of pension insurance mainly includes periods worked and paid in. But it also includes periods when you have interrupted or reduced your business.
We present you with the information you need to know.
Video - My career and pension rights at a glance
Vidéo - My career and my pension rights
The duration of pension insurance refers to the periods of your working life during which you build up pension rights.
Pension insurance term is recorded in quarters.
Your number of pension insurance quarters is one of the taken into account for calculate your pension amount.
To be eligible for a full-rate pension, you must either have a specified number of quarters of pension insurance or retire at age 67, regardless of the number of quarters.
The number of quarters required to qualify for a full-rate pension before age 67 depends on your year of birth:
You were born: | You can retire from: | Number of quarters required to have the full rate | Auto Full Rate Age |
---|---|---|---|
In 1957 | 62 yrs | 166 (41 years 6 months) | 66 years 9 months |
Between 1er January 1958 and December 31, 1960 | 62 yrs | 167 (41 years 9 months) | 67 yrs |
Between 1er January 1961 and August 31, 1961 | 62 yrs | 168 (42 years) | 67 yrs |
Between 1er September 1961 and December 31, 1961 | 62 years and 3 months | 169 (42 years 3 months) | 67 yrs |
In 1962 | 62 years and 6 months | 169 (42 years 3 months) | 67 yrs |
In 1963 | 62 years and 9 months | 170 (42 years 6 months) | 67 yrs |
In 1964 | 63 yrs | 171 (42 years 9 months) | 67 yrs |
In 1965 | 63 years and 3 months | 172 (43 years) | 67 yrs |
In 1966 | 63 years and 6 months | 172 (43 years) | 67 yrs |
In 1967 | 63 years and 9 months | 172 (43 years) | 67 yrs |
From 1er january 1968 | 64 yrs | 172 (43 years) | 67 yrs |
If you retire before the age of 67 without the required number of quarters, the amount of your pension is reduced according to the number of quarters you are missing. This reduction is called a discount.
Please note
If you are a public servant of active category, the insurance periods for obtaining a full rate pension and the automatic full rate age, regardless of the insurance period, are different.
If you have worked in sectors other than the public service and contributed to several pension funds, this is your total insurance duration, all schemes, which is taken into account in determining whether or not you are entitled to full-rate retirement pensions.
The periods of your working life during which you build up pension entitlements are firstly the periods of work and retirement :
- Services performed as an official (incumbent and trainee)
- Services performed as a magistrate of the judiciary
- Services performed as a public servant prior to integration into the public service
- Services performed as a contract having been validated as official services
- Services performed as a staff member of overseas communities and New Caledonia
- Military services
- For teachers, time spent in normal school from the age of 18
All periods of paid leave are taken into account: maternity leave, sick leave, etc.
The periods completed part-time shall be taken into account as if they were periods completed full time.
For example, a year worked part-time part-time counts for one year of pension insurance (not for six months).
Periods completed on a non-full-time or incomplete employment shall be taken into account for their actual duration.
If you have children, you are also entitled to additional insurance quarters based on certain situations.
If you are a teacher in the 1er or the second degree, the periods during which you received teaching allowances and the 1e year spent in a university training institute Masters as a beneficiary are taken into account, for half, if you have been tenured in a corps of teachers.
You must ask taking these periods into account in the administration to which you report at the time of your request or, if this is not possible, in the last administration to which you report.
You have to make your request not later than 12 months before the date you want to retire.
If you wish retiring before december 31, 2024, you must submit your application before the date on which you wish to retire at the latest within 6 months of the notification of the initial decision to award your pension.
If you are retired before december 31, 2023, you may submit a request for consideration by 31 December 2024.
If you've made any studies in higher education, you can under certain conditions have them validated for your pension insurance term.
You can view your career statement, which summarizes your pension insurance duration, on the Retirement Info site from your retirement account.
If you have worked in sectors other than the public service, your career statement provides a chronological summary of all your different periods of employment.
You can print and download your career statement in PDF format.
From the age of 55 onwards, you can report to your pension plans the anomalies in your career statement and ask for their correction: missing jobs, inconsistencies, etc.
Retirement Info - Correcting my career
Your pension funds are directly informed. You can then follow their treatment on your pension account.
Who can help me?
Find who can answer your questions in your region
If you are a state official
State Pension Service (SRE)If you are a territorial or hospital official
National Pension Fund for Local Government Officials (CNRACL)
Insurance Periods
Periods of Inactivity Considered
Periods of Inactivity Considered
Online service
Service-Public.fr
State Pension Service (SRE) - Ministry of Public Finance
National Pension Fund for Local Government Officials (CNRACL)