Bank transfer and direct debit are 2 secure transactions allowing a transfer of money from account to account.

The transfer is performed by the person who pound the money.

The levy is made, with the agreement of the account holder, by the person who receives the money.

Money transfer can be punctual, i.e. performed for a single transaction.

It may also be permanent (or automatic) if it is repeated at regular frequency. In this case, the beneficiary is always the same. The transfer of money permanent For example, allows you to pay phone or electricity bills.

Money can be transferred in euro or another currency. If it is made in euros, it is called transfer or levy SEPA.