Aid for the take-over or creation of a business (Arce)

Verified 26 March 2025 - Directorate for Legal and Administrative Information (Prime Minister)

Aid for the takeover and creation of a company (Arce) is financial aid paid by France Travail (formerly Pôle emploi) to company creators or buyers. It consists in receiving part of its unemployment benefits in the form of capital and subject to conditions. The amount of the Arce is 60% the rights to the assisted return to work (ARE) allowance which remain to be paid.

L'Arce is for registered persons, as job seekers at France Travail (formerly Pôle emploi).

You must be in one of the following situations:

The creator or purchaser of a company has 2 options:

  • Opt for the Arce
  • Or to combine each month his self-employed income with part of his return-to-employment assistance (ARE) allowance.

FYI  

The option for Arce does not allow posting of basic retirement quarters. However, in the case of an option to continue receiving the EI, you must be registered as a job seeker. This allows you to be affiliated to the general social security scheme and thus to validate quarters for your retirement.

To benefit from the Arce, the creator or purchaser must complete the 3 conditions following:

Since 1erJuly 2023, the amount of the Arce is equal to 60% of the capital remaining from the rights to Return to Employment Assistance (RWA).

A deduction from the participation of 3% for the financing of supplementary pensions shall be applied to the amount of the capital.

France Travail provides a simulator to evaluate the amount of the Arce.

Simulator for estimating the amount of the Arce

Example :

The 1erjuly 2024, one person loses his job. She enrolled in France Travail on July 2 to receive the Return to Employment Assistance (RE) benefit. Its ARE right corresponds to €40 per day for a period of 548 days.

Taking into account the waiting time and the deferred compensation, it starts on the 1er September 2024.

She collects the 1's AERer September 30, 2024.

The 1er in october 2024, she launched her company. On that date, it shall have a balance of 518 days (548 days - 30 days).

The amount of the capital will be: [(€40 x 518 days) x 0.60] = €12,432 (with deduction of 3% : €12,059).

Payment of the Arce is made in 2 installments:

  • The 1er payment, equal to half of the aid, shall be made when the activity begins.
  • The 2ndnd payment is made 6 months after the date of the first payment, if the purchaser or creator is still engaged in the activity for which the aid was granted. The creator or purchaser must prove that the self-employed activity still exists.

Warning  

From 1erApril, the second installment will not be performed if the jobseeker has taken over a full-time contract of indefinite duration (CDI).

For more information on changes to the Arce on 1erapril, you can read the following article:

To obtain the CRA, the job seeker must:

  • Fill out an Arce application with France Travail (formerly Pôle emploi)
  • Provide France Travail with proof of the creation or take-over of a company under the Acre scheme. This may be a proof of registration in the national company register (NCR) or a K or K-bis extract if the company carries on a commercial activity
Who shall I contact

Proof of registration with the NNE can be obtained in one of the following ways:

Company Directory: Find all information in a company

Search for proof of company registration

In the event of cessation of the activity created after the second payment of the Arce, it is possible to benefit from a resumption of the return-to-employment assistance (ARE) allowance. Indeed, the amount of the Arce is 60% rights to the ARE. So it remains 40% rights to the ARE.

In order to regain the benefit of the ARE, it is necessary to re-register as a jobseeker.

Warning  

As of 1er In April, the payment of the WFA resumes after the application of a deferral (i.e. a delay). This deferral corresponds to the number of allowances received on the 2nd installment of the CRA.

You should contact your France Travail advisor for more details or consult the France Travail website.

Who shall I contact