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Do you qualify for PTZ when you already own a home?
Verified 30 October 2024 - Directorate for Legal and Administrative Information (Prime Minister)
It depends on the nature of the housing. If you own your principal residence, you can get a PTZ: titleContent in some cases only (usufructuary or bare owner housing, disability or disability, housing destroyed by a natural disaster...). If you own another dwelling, without owning your principal residence, you can get a PTZ. We'll explain.
What applies to you ?
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Principal residence
If you own a home who is your principal residence, in order to be eligible for the PTZ, you must be in at least one of the following cases:
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Unowned or usufructuary
If you are usufructuary or bare owner of your principal residence, you are not considered to be the owner. So you can claim PTZ.
To obtain the PTZ, you must respect the others criteria for the award of the PTZ. In particular, your resources must not exceed a maximum amount.
To find out if your income does not exceed this maximum amount, you can use this simulator:
Disability or disability
You can claim PTZ provided you are in one of the following situations:
- You or another prospective home occupant has a mobility card inclusion including the words invalidity
- You or another prospective home occupant has a disability card of 2e or 3e category (absolute incapacity to work)
- You or another prospective occupant of the dwelling will collect theAAH: titleContent
- You or another prospective occupant of the dwelling will collect theAEEH: titleContent.
To obtain the PTZ, you must respect the others criteria for the award of the PTZ. In particular, your resources must not exceed a maximum amount.
To find out if your income does not exceed this maximum amount, you can use this simulator:
Natural or technological disaster
When a disaster (natural or technological) has made your principal residence definitely uninhabitable, you can claim PTZ.
To do this, you must meet the following conditions:
- Apply for PTZ within 2 years of publication in the Official Journal of the order establishing the claim.
- Attach to PTZ's application proof of the need to build or purchase a new home
- Fill in the others criteria for the award of the PTZ. In particular, your resources must not exceed a maximum amount.
To find out if your income does not exceed this maximum amount, you can use this simulator:
Already a beneficiary of a PTZ
You can request the transfer of your PTZ when you sell the housing purchased using the PTZ, to buy or build your principal residence. But the conditions to be met depend on the date of the transfer.
Other accommodation
If you own a home who is not your principal residence, you can claim the PTZ.
This is especially the case if you are in one of the following cases:
- Owner of a second home
- Holder of shares in a SCI: titleContent
- Owner of a rental unit.
To obtain the PTZ, you must respect the others criteria for the award of the PTZ. In particular, your resources must not exceed a maximum amount.
To find out if your income does not exceed this maximum amount, you can use this simulator:
Who can help me?
Find who can answer your questions in your region
Condition of first ownership: article L31-10-3
Usufruct, bare ownership and catastrophe: Article D31-10-3
Proof of non-ownership: Article 3 and Annexes
Disability and disaster
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