When you took a loan to buy real estate from a bank, but the sale is canceled, you must repay to the bank:

• The money that the bank has already released
• Interest already accrued
• A tuition fee. The bank may charge you a fee for your studies, the amount of which may not exceed 0.75% the amount of the loan, or €150. The loan offer must indicate the amount of these fees and how they are paid to the bank.