Paper shelf life

Verified 10 May 2024 - Directorate for Legal and Administrative Information (Prime Minister)

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What paperwork should be kept? How long? We tell you the rules to know for the main documents of everyday life: insurance, bank, family, taxes, housing, work, vehicle, health...

You can also use a simulator :

Simulateur - Check how long to keep a document

The durations indicated are minimum durations during which it is prudent to keep the documents.

These are the periods during which you may exercise a right. For example, request a refund.

It can also be the time limits during which you can be asked for something. For example, paying a fine.

You can, of course keep your documents longer, in particular for to bring evidence before the courts.

Indeed, the time limits do not take into account all situations.

Thus, delays may be prolonged if the prescription is suspended or interrupted. For example, certain time limits are suspended as long as a person is a minor and start running only from the age of majority.

Documents may also to serve as evidence in support of very different actions.

Tableau - Duration minimal for the retention of insurance-related documents

Document Type

Shelf life

Clarification

  • Release
  • Notice of Due Date
  • Termination Email
  • Proof of settlement

Document Date + 2 years

Contract

Contract duration + 2 years

Automotive Information Record

Permanent

The information statement is issued by your insurer at the end of the contract or upon request

The statement shows the reduction-increase coefficient of your insurance premium (bonus-malus)

Life insurance

10 years

This period applies as soon as you become aware of the contract as a beneficiary of life insurance

Body damage

10 years

Tableau - Duration minimal for the retention of vehicle-related documents

Document Type

Shelf life

Clarification

CW for flat-rate fine

3 years

You no longer owe anything if the public purse has done nothing to obtain payment of the fine 3 years after its notification

Invoice: purchase, repair...

Vehicle shelf life

+ 2 years in case of resale taking into account the guarantee of hidden defects

Driver's license examination certificate

4 months

+ until receipt of the permit

Certificate of transfer of the vehicle

Vehicle shelf life

It may be useful to keep this certificate after the sale of the vehicle, in case of dispute with the former owner

Tableau - Duration minimal for the retention of bank-related documents

Document Type

Shelf life

Clarification

Check to cash

1 year and 8 days

After this period, the check can no longer be cashed but the debt remains due

Contract of mortgage and consumer credit + supporting documents

2 years from last due date

File concerning an account (current account, PEL, booklet A...)

Example: Account Opening Agreement

5 years from account closure

  • Statement of account (current account, PEL, booklet A...)
  • Check stub

5 years from operation

A fraudulent debit must be contested within a maximum period of 13 months

Credit card ticket: payment and withdrawal

Until receipt of the statement of account containing the corresponding balance

A fraudulent debit may be contested within a maximum period of 13 months

Tableau - Duration minimal for the preservation of documents relating to consumption

Document Type

Shelf life

Clarification

Certificate of guarantee

Until the end of the guarantee

Household appliance invoice

(e.g. washing machine, television)

Until the end of the guarantee

It may be useful to keep the invoice as long as you have the appliance at home

Indeed, in case of theft or loss, the invoice serves as proof if you want to claim compensation from your insurer

Tableau - Duration minimal for the preservation of documents relating to family and schooling

Document Type

Shelf life

Clarification

Civil status document —Full copy and extract

Permanent

Some procedures require a recent civil status record

Notice of payment of family allowances

5 years

You have 2 years to act if you did not collect the right amount

The Caf: titleContent also has 2 years to get reimbursed an overpayment

This period is increased to 5 years in case of fraud on your part

Divorce judgment, adoption judgment

Permanent

In case of loss, you can request a copy from the court

Act of recognition of a child

Permanent

The city hall can give you a copy

Marriage contract: documents relating to property brought or acquired at the time of marriage by donation or bequest

Permanent

In case of loss of the marriage contract, you must contact the notary who established it

Convention of Civil partnerships: titleContent

Permanent

In case of loss, a notary can provide a copy, but not the court or the city hall

Family booklet

Permanent

In case of loss, one duplicate can be obtained at the town hall

Diploma

Permanent

In case of loss, you can request a proof of your test success

Tableau - Duration minimal for the retention of housing-related documents

Document Type

Shelf life

Clarification

  • Electricity bill
  • Gas invoice

5 years

Time to dispute an invoice

Your supplier has 2 years to claim a payment

Water invoice

5 years

Time limit for challenging an invoice.

To claim a payment, your supplier has:

  • 4 years if it is a public supplier
  • 2 years if it is a private supplier
    • Landline and mobile phone bill
    • Internet Invoice

    1 year

    Proof of return of material (box)

    2 years from restitution

    Job Invoice

    10 years or 2 years depending on the nature of the work

    • Big work: 10 years
    • Small jobs (e.g. windows): 2 years

    Sweeping certificate

    1 year

    Certificate of annual maintenance of a boiler

    2 years

    Bill of Sale (also called title to property)

    Permanent

    If necessary, you can request a copy from the notary holder of the minute

    • Proof of payment of co-ownership charges
    • Matches to the trustee
    • Minutes of general meeting of co-ownership

    5 years

    • Lease Agreement
    • State of play
    • Rent receipt

    Rental duration + 3 years

    The delay is the same for an empty or furnished dwelling

    Mail from rent review

    Rental duration + 1 year

    This time limit applies to a dwelling rented as principal residence empty or furnished

    Inventory of furniture for furnished rentals

    Duration of the rental

    Until the refund of any security deposit

    Entitlement for payment of personalized housing assistance (CHA)

    2 years

    Tableau - Duration minimal for the retention of tax-related documents

    Document Type

    Shelf life

    Clarification

    3 years from the year following the taxation year

    This period corresponds to the right to take over administration

    Example: 2023 declaration to be retained until end 2026

    Local Tax Notices: Property Tax, Secondary Residential Housing Tax

    1 year

    This period corresponds to the right to take over administration

    3 years in case of relief, exemption or abatement

    Warning  

    the periods indicated are minimum periods during which the tax administration has a right of take-back. Of course, you can keep your tax returns and tax notices longer.

    Tableau - Duration minimal for the preservation of documents relating to work, unemployment and retirement

    Document Type

    Shelf life

    Clarification

    • Pay slip
    • Employment contract
    • Work Certificate
    • Statement of Sickness and Maternity Allowances

    Until liquidation of retirement

    You have 3 years to claim a wage arrears

    A proof of daily allowances must be kept for at least 2 years, but it is prudent to keep it until the pension is paid off

    It may be useful to keep salary slips after retirement for the calculation of the pension in case of an occupational disease occurring to a retiree

    Attestation France Travail (formerly Pôle emploi)

    2 years from the date of registration as a jobseeker

    This document can be useful when calculating your pension entitlements

    Balance of all accounts

    3 years

    The time limit for challenging the sums indicated on the balance of any account depends on your signature or the absence of your signature from the receipt

    Proof of payment of unemployment benefits

    3 years

    The duration of 3 years corresponds to the recovery period in case of overpayment noted by France Travail

    This period is extended to 10 years in the case of fraud or misrepresentation

    This document can be useful when calculating your pension entitlements

    Superannuation Payment Bulletin

    Pension security

    Permanent

    Useful document for calculating your survivor's pension rights

    Expense Reports

    3 years

    The amount of time that the tax authority can monitor you if you use the deduction of actual costs

    Child Disability Card

    Until the pension is liquidated

    Caring for a child with a disability is a way to receive a increase

    You must therefore keep all the supporting documents

    Tableau - Duration minimal for the preservation of military documents

    Document Type

    Shelf life

    Clarification

    Military Booklet

    Permanent

    Certification of services performed or the identification status of the services

    Permanent

    The certificate shall prove that the military or equivalent services have been performed

    Pension or social security institutions can ask you for it

    Tableau - Duration minimal for the retention of documents concerning the individual employer

    Document Type

    Shelf life

    Clarification

    Employee pay slip: duplicate or electronic

    5 years

    Employee employment contract

    5 years from the end of the employment contract

    Document on social security contributions

    3 years

    In the case of control by the tax authorities

    Accounting for employee hours

    3 years

    In case of dispute

    Accident at work Declaration of liability to the primary sickness insurance fund

    5 years

    Tax Certificate

    3 years

    This period corresponds to the right to take over administration

    Proof to be submitted in order to benefit from home-based employee employment tax credit

    Balance of all accounts

    3 years

    The time limit for challenging the sums indicated on the balance of any account depends on your signature or the absence of your signature from the receipt

    Please note

    if you have an account on the Cesu or Urssaf Service Pajemploi, certain documents are made available to you in your personal space: tax notice, tax summary of the employee's wages... Follow the recommendations of these sites for the preservation of these documents and their computer backup.

    Tableau - Duration minimal for the preservation of health-related documents

    Document Type

    Shelf life

    Clarification

    Statement of reimbursement of sickness and maternity insurance

    2 years

    Time taken to recover overpayment

    The deadline is 5 years in case of fraud or false declaration

    • Mutual insurance card
    • Refund Statement

    Variable by organism

    Refer to the time limits provided in the contract

    Public hospital invoice

    4 years

    Invoice from a private health facility

    2 years

    Ordinance

    1 year

    (except for eyeglasses and hearing aids)

    • 1 year for the supply of glasses for a person under 16 years of age
    • 5 years for the delivery of glasses of a person between 16 and 42 years
    • 3 years for the issue of glasses for a person aged 43 years or over
    • No time limit for the delivery of hearing aids

    Proof of payment of daily allowances

    Up to liquidation of pension entitlements

    • Vaccination booklet
    • Blood group card
    • Health record book

    Permanent

    • Medical certificate
    • Medical examination (for example, x-rays)

    Permanent

    Documents useful in case of relapse or worsening of the state of health

    The retention periods for papers continue to apply after death of the deceased.

    Some documents may prove debts or debts transmitted to rights-holders in the succession.

    Certain social benefits paid after the death of the beneficiary may be recovered with rights-holders for 5 years from the date of death.