An accident with a wild animal is an accident in which your vehicle collided with a wild animal, an animal without an identified owner or an animal whose owner is not insured.

If you have a collision with a wild animal, you have to make the accident known and try to collect the evidence.

You must go to the police or gendarmerie as soon as possible to report the accident.

Then, you must make a claim declaration to your insurer within the time limit set out in the contract. It is generally 5 working days.

You must pass on to the insurer the evidence you have collected (testimonies of your passengers or third parties, photos, videos, police or gendarmerie minutes, etc.).

The material damage to your vehicle in an accident with a wild animal can be compensated by your car insurance, if you have purchased the hardware damage warranty or the all-accident guarantee.

You can only be compensated for damage to your vehicle if you have purchased one of these optional warranties.

Personal injury is injury, the consequences of injury (temporary or permanent incapacity for work) and death.

As a driver, you can be compensated for personal injury resulting from the accident with a wild animal.

The coverage of your compensation varies depending on whether or not you have taken out insurance that covers your personal injuries (driver's or individual accident insurance).

The personal injury of your passengers is covered by your compulsory motor insurance liability, because the guarantee civil liability covers that risk.

You must make a claim declaration to the insurance within the time limit set out in the contract and send the insurer all the elements allowing it to process the claim.