The limitation period shall be time beyond which you can no longer take legal action.

This means that if you bring a lawsuit after the limitation period for that lawsuit has expired, it will be declared inadmissible, and therefore it will not be considered.

In terms of of motor insurance, the limitation period shall be 2 years.

That period shall run out from the date of the event justifying the request (e.g. traffic accident, decision to refuse insurance compensation, legal action by an adverse party, etc.).

This means that if you want to claim a right from your car insurance contract in court, you must do so within 2 years from the date of the event that is the basis of your claim.

For example, for a claim for compensation following a dispute, the event underlying the claim is the accident (accident, theft, vandalism, etc...).

This also means that if the insurer wants to claim a right from the car insurance contract in court, it must do so within 2 years from the date of the event that is the basis of its claim.

For example, for a chargeback claim, the event that triggers the claim is the non-payment on the due date.

The limitation period of 2 years may be interrupted by one of the following events:

• Legal action
• Appointment of an expert following a disaster
• Registered letter or e-mailing from the insurer regarding the payment of the premium
• Registered letter or registered electronic mailing of the insured concerning the payment of the allowance

The interruption results in the cancelation of the time already elapsed, and a new period begins to run again from the date of the interrupting act.