Yes, insurance is obligatory for cars without a license (also known as small cars) as with any other land motor vehicle on public roads.

The insurance obligation allows the victims of accidents involving these vehicles to be compensated.

If you are proprietor of a car without a license, you must insure it at least with the civil liability guarantee (called insurance) to one third).

If you rent a car without a license short-term rentalHowever, you must make sure that the rental agency has insured it before starting to circulate.

If you rent a car without a license for long-term hire, you need to check what the insurance contract says.

Driving an uninsured vehicle is a offense punishable by a fine of €3,750. In the case of a first infringement, the penalty in tort may be replaced by a flat-rate fine of €500.

The third party liability guarantee allows the insurance to compensate third parties to whom you may cause damage.

If you also want to be compensated in the event of an accident, you must take out additional guarantees.

Insurance premium rates are generally lower than for a conventional car.

On the other hand, the driver of a cart does not benefit from the bonus/malus applied to conventional car drivers.