How many quarters does an employee need to have in order to receive a full rate pension?
Verified 23 January 2025 - Directorate for Legal and Administrative Information (Prime Minister)
If you're retiring before age 67, you are entitled to a pension full rate if you have a sufficient number of quarters pension insurance.
This number of quarters varies according to your date of birth :
You were born: | You can retire from: | Number of quarters required to have the full rate |
|---|---|---|
Between 1er January 1958 and December 31, 1960 | 62 yrs | 167 (41 years 9 months) |
Between 1er January 1961 and August 31, 1961 | 62 yrs | 168 (42 years) |
Between 1er September 1961 and December 31, 1961 | 62 years and 3 months | 169 (42 years 3 months) |
1962 | 62 years and 6 months | 169 (42 years 3 months) |
1963 | 62 years and 9 months | 170 (42 years 6 months) |
1964 | 63 yrs | 171 (42 years 9 months) |
1965 | 63 years and 3 months | 172 (43 years) |
1966 | 63 years and 6 months | 172 (43 years) |
1967 | 63 years and 9 months | 172 (43 years) |
From 1er january 1968 | 64 yrs | 172 (43 years) |
FYI
If you worked under other statuses than as an employee (public official, self-employed, etc.) and consequently contributed to several pension funds, this is your total insurance duration, all schemes combined, which is taken into account in determining whether or not you are entitled to full-rate retirement pensions.
If you're retiring before age 67 without the required number of quartersNo, you didn't pitch right to a pension full rate. The amount of your pension is then subject to a discount, i.e. it is reduced depending on how many quarters you are missing.
If you retire at age 67, you have right to a retirement full rate, no matter how many quarters you have pension insurance. The haircut is not applied to the amount of your pension.
You can find out how many quarters of pension insurance you have by consulting your career record in your pension account, available on the official pension info website.
Your career statement summarizes, in a chronological manner, all your different professional periods.
You can print and download your career record.
You can also perform a simulation the amount of your pension at different ages, full or not, based on the data known to your pension funds.
From the age of 55, you can report to your pension funds the anomalies of your career statement and request its correction: missing employment, inconsistency, etc.
Your pension funds are directly informed.
You can follow their treatment on your pension account:
Online service
Online service