Specify your [first and last name, address and account number attached] .

TO [location] , on [date]

Subject: Denunciation of the joint account No [ Enter your bank account number]

[Ma'Am, Sir] ,

I hereby wish to denounce as from [Enter Date] joint account no [joint account number] opened in your agency on behalf of [names of joint holders] .

I have noted that the authorizations for direct debits and the standing transfer orders that would have been issued before today have lapsed as a result of this denunciation.

In addition, I have also written to the co-holder of this account [name of your co-holder] on this account attached to inform him of my decision.

Sincerely.