Ten-year liability: model insurance certificate (collective agreement) (Document template)
COMPULSORY TEN-YEAR GROUP LIABILITY INSURANCE
Ten-year collective liability contract, signed in addition to the individual contracts guaranteeing the ten-year liability of each manufacturer
Name and address of the subscriber and, where applicable, his trade name:
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Name, address of the head office and full details of the insurer and, if necessary, of the branch granting the cover:
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Insurance contract number: ..........
Date of issue of the certificate: ..........
Characteristics of the construction operation as reported to the insurer:
- address, nature and cost of construction: ..........
- date of opening of the construction site: ........................................................................................................................................................................................................................................................................................................................
- nature of the techniques used: ...........
Indicate the insured persons and the absolute exemption applicable to them respectively.
The guarantees covered by this certificate shall apply to the construction operation having the following characteristics (to be completed by the insurer):
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The contract guarantees the following policyholders, beyond the absolute deductible mentioned respectively (to be completed by the insurer):
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If these characteristics are changed, the insured informs the insurer.
Nature of the guarantee
The contract guarantees the ten-year liability of insured persons established by Articles 1792 et seq. of the Civil Code, within the framework and limits provided for by the provisions of Articles L. 241-1 and L. 241-2 relating to the ten-year insurance obligation, and for construction works subject to it, in the light of Article L. 243-1-1 of the same Code.
The guarantee covers repair work, in particular in the case of replacement of the works, which also includes any demolition, clearing, removal or dismantling work that may be necessary.
Amount of the guarantee
In dwellings: the amount of the guarantee covers the cost of repairing damage to the structure.
Excluding dwellings: the amount of the guarantee shall cover the cost of repairing damage to the structure up to the total construction cost declared by the contracting authority and not exceeding the amount provided for in I of Article R. 243-3.
Duration and maintenance of the guarantee
The guarantee shall apply for the period of the insured person's ten-year liability under Articles 1792 et seq. of the Civil Code. It shall in all cases be maintained for the same period.
Absolute Franchise
For each of the insured persons, the contract guarantees the amount of repair work beyond an absolute deductible, which is equal to the guarantee ceiling of the individual ten-year insurance contracts entered into by each of the insured persons as mentioned above.
Frankness is enforceable against all.
The insured person shall be obliged to cover the portion of the risk constituted by this exemption by guarantees at least equivalent to those set out in the standard clauses mentioned in Annex I to Article A. 243-1.
This certificate may not bind the insurer beyond the terms and conditions of the contract to which it refers.
FACT A .............................................................................................................................................................................................................................................................................................................................. THE...............................................................................................................................................................................................................................................................................................................................
Name, function and signature of the authorized representative of the insurer
FYI
The certificate may contain details of other guarantees or extensions provided for in the insurance contract. However, under the compulsory guarantee provided for in Articles L. 241-1 and L. 241-2, the certificate must not contain any indication capable of excluding or limiting in any way the scope of the abovementioned minimum particulars. No reference may be made to contractual provisions unless they are reproduced in the certificate.
Verified 25 June 2021 - Directorate for Legal and Administrative Information (Prime Minister)
For details, please use the practical information sheets :
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